peachie

Know what your cards are really worth.

peachie reads your credits, points, and perks — then tells you, plainly, whether the annual fee earns its keep. One calm place for the premium cards you carry.

Amex Platinum · ····5312Worth it
+$889ahead of the fee, this year
  • Annual fee−$695
  • Credits captured+$1,204
  • Points earned (realistic)+$380
Request early accessComing soon to iPhone. Works with the Chase Sapphire Reserve, Amex Platinum & Bilt.
I.The verdict

Is the annual fee actually worth it?

Amex Platinum · ····5312Worth it
+$889ahead of the fee, this year
  • Annual fee−$695
  • Credits captured+$1,204
  • Points earned (realistic)+$380

Every premium card is a wager: the fee against the credits, points, and perks you’ll really use. peachie settles it — tallying what you’ve captured against what you paid, and giving each card a plain yearly verdict.

  • A clear worth it or not yet, per card
  • Every credit and perk counted from your own activity
  • No spreadsheets, no guesswork, no wishful math
II.Forfeiture radar

Never let a credit quietly expire.

Forfeiture radar
  • Airline fee credit$200expires in 41 days
  • Uber Cash$15resets in 6 days
  • Saks credit$50unused · this half

$265 still on the table — don’t let it lapse.

Monthly, quarterly, annual — the credits that pay for your card also expire on a dozen different clocks. peachie watches every one and surfaces what’s about to lapse, while there’s still time to use it.

  • Every credit tracked to its own reset date
  • Gentle nudges before money vanishes
  • See exactly how much is still on the table
III.Honest value

What your points are actually worth.

Membership Rewards
84,300pts
≈ $1,180 realistic value

Valued at what you’d actually get — not the $1,686 the marketing implies.

A point is only worth what you can redeem it for. peachie values your balances at realistic rates — not the inflated numbers on the rewards page — so you always know where you truly stand.

  • Balances valued in real, redeemable dollars
  • The same yardstick across every card you hold
  • No marketing multipliers, ever
IV.Concierge

A concierge that knows your cards.

Does my Platinum cover Global Entry?
Yes — up to $120 every 4 years, as a statement credit when you pay the application fee with the card. Our records show you haven’t used it since 2022, so you’re due.

Ask anything about the cards you hold — a benefit, a credit, the fine print — and peachie answers from the terms that actually apply to you, not a generic help page.

  • Answers scoped to your own cards
  • Drawn from each issuer’s real benefit terms
  • Plain language, no runaround

“Read-only, always. peachie sees your transactions to do the math — it never moves money or stores your bank login.”How peachie connects

Coming soon

Stop leaving money on the table.

peachie is arriving on iPhone. Request early access and we’ll bring you in.

Request early access